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Make Your Dreams Affordable Today—Flexible Financing Available!

Ride Now. Pay Later

Get ready for the ride of your life! Essential Cycles has teamed up with Finance It to make sure you don't have to wait any longer to purchase that new bike-you can get it now and start living out your dreams.

Get approval decisions quickly. Pay off your purchase quickly.

Get credit checks in seconds, complete applications in minutes. Set up pre-authorized payments and pay off your loan as early as you please – without penalty.


At Essential Cycles, we are proud to bring you the best biking experience. Our wide selection of premium North Shore mountain bike rentals includes products from highly respected brands like Commencal, Guerrilla Gravity and Giant - not to mention top-tier Bell bicycle helmets for your safety! For an even better feel before buying, take advantage of our "try before you buy" policy with any brand in our demo fleet.

Get Started with Easy Financing

Find Your Dream Bike

Ready to start your search for your new bike? Shop our selection online and visit us today to go for a test ride.